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Is it illegal to refuse Scottish money in England?

Bank of England notes are the only banknotes that are legal tender in England and Wales. Scottish, Northern Ireland, Jersey, Guernsey and Manx banknotes are not legal tender in England and Wales. However, they are not illegal under English law and creditors and traders may accept them if they so choose.
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Can you refuse Scottish notes in the UK?

In fact Scottish notes are not legal tender anywhere - even in Scotland. In other words, you can't insist that they be accepted for payment. As has been mentioned, only coins satisfy this requirement (and even then only up to a limit - 20p for bronze).
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Does the post office accept Scottish notes in England?

Retailers may refuse to accept Scottish paper £5 and £10 Banknotes from 1st March onwards at their own discretion. Will the Post Office continue to accept paper £5 and £10 banknotes for people who use branches to pay-in to their account? Yes. The Post Office will continue to accept pay ins of Scottish paper banknotes.
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Will UK banks accept Isle of Man notes?

The Isle of Man has its own currency with the same denominations as UK sterling. UK currency is legal tender in the Isle of Man but Manx currency is not accepted in the UK, although notes can be exchanged at UK banks.
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Do self service checkouts accept Scottish notes?

Scottish notes work in all self-service machines. Don't worry! Just take it to the bank and deposit it into your account. They shouldn't have a problem.
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Spending Scottish money in England

Can you refuse Scottish notes?

You MIGHT be able to exchange them in a bank but they may well refuse them unless you bank with them. You might have trouble using Scottish notes in England (particularly the South). They are uk currency but this does not mean any retailer HAS to accept them.
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Can I spend Scottish money in England?

The majority of banknotes circulating in Scotland are issued by Scottish banks. Scottish notes circulate and are accepted quite freely in Scotland and, for the most part, they are also readily accepted in England & Wales, although branches of Scottish banks there may not issue them.
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Will banks in England accept Scottish notes?

Scottish notes are not legal tender but they are accepted. Some people dont like them and on occasion a shop has refused to accept them. The £20 is hardly accepted anywhere as there are a lot of forgeries. Banks will accept them though.
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Can you spend Isle of Man money in England?

Currency Information

The Isle of Man has its own currency with the same denominations as the UK. UK currency is legal tender in the Isle of Man but Manx currency is not accepted in the UK, although notes can be exchanged at UK banks.
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Can you spend Royal Bank of Scotland notes in England?

English banknotes aren't legal tender in Scotland. Scottish notes aren't legal tender in England or Scotland. Debit cards, cheques and contactless aren't legal tender anywhere.
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Why do English shops not accept Scottish notes?

Scottish banknotes are unusual, first because they are issued by retail banks, not government central banks, and second, because they are not legal tender anywhere in the United Kingdom.
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Does McDonald's in England accept Scottish notes?

The vast majority of McDonald's UK restaurants accept Scottish banknotes.”
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Do Tesco accept Scottish notes?

all sterling banknotes, including Scottish and Irish banknotes. Unfortunately, we're unable to accept banknotes issued in the Isle of Man.
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Can UK shops accept Scottish notes?

The majority of banknotes circulating in both Scotland and Northern Ireland are issued by Scottish and Northern Ireland banks, respectively. These notes circulate and are accepted quite freely and, for the most part, they are also readily accepted in England & Wales.
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Which notes are not acceptable in UK?

Old £20 and £50 paper notes stopped being legal tender in the UK on 30 September 2022.
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Do Natwest accept Scottish notes?

All Royal Bank of Scotland and Ulster banknotes (as with all Scottish and Northern Irish banknotes) remain legal currency, will not be withdrawn from circulation in the same way as the Bank of England notes, and have no end date for acceptance. You are unable to swap / deposit commemorative coins.
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Why is the Isle of Man not part of the UK?

The Isle of Man is an internally self-governing dependency of the British Crown and its people are British citizens. The Crown has ultimate responsibility for the good government of the Island and acts on the advice of Ministers of the UK Government, in their capacity as Privy Councillors.
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Are Isle of Man UK citizens?

The Isle of Man is located in the Irish Sea between Great Britain and Ireland. The island is not part of the United Kingdom or European Union, but has the status of crown dependency, similar to Jersey and Guernsey, with an independent administration. Its inhabitants are British citizens.
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Can you use Isle of Man 50p in UK?

These, in common with United Kingdom coins, bear the portrait of Her Majesty The Queen. However, they are only legal tender within the Crown Dependencies themselves. If you are in possession of coins of the Channel Islands or the Isle of Man, please contact the issuing authority of the relevant Crown Dependency.
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Are Scottish and Irish notes legal tender in England?

Banknotes issued by the authorised banks in Scotland and Northern Ireland are legal currency and can be accepted throughout the United Kingdom.
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Do Halifax accept Scottish notes?

Yes, our machines accept Scottish notes.
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Can I change Scottish notes at Lloyds bank?

BoS are part of Lloyds Banking Group so in theory any branch of Lloyds or Halifax would be happy to change BoS notes. Clydesdale has a branch in the West End.
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Is it illegal not to accept Scottish money?

Bank of England notes are the only banknotes that are legal tender in England and Wales. Scottish, Northern Ireland, Jersey, Guernsey and Manx banknotes are not legal tender in England and Wales. However, they are not illegal under English law and creditors and traders may accept them if they so choose.
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Do I have to accept Scottish money?

Yes, you can – but it doesn't legally have to be accepted. Three banks in Scotland are authorised to issue notes: Bank of Scotland, Clydesdale Bank and Royal Bank of Scotland.
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Do self checkouts in England accept Scottish notes?

It is not true that any automated machine won't accept Scottish notes in London. The self service tills at supermarkets such as Sainbury's and Waitrose certainly do. Major stores in the centre of London usually accept them, but small stores and some pubs may not.
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